it appears to be the reason that ashton kutcher is suddenly trying to speed up his divorce from demi moore. couple announced their split more than a year ago but have been trying to work out a deal. now he has filed divorce papers and wants it done by the end of the year, reportedly for tax reasons. he is tv's highest paid actor and has also invested in a number of startups. he's a rich guy. >>> the fiscal cliff affects even him. thank you. >>> financials have been on fire for most of 2012 but low interest rates and pretty tough regulation, those factors are still putting some profit margins under pressure. we take a look at what is in store for wall street in 2013. >> reporter: after a year's long identity crisis, 2013 will see a spate of bank makeovers. barclays will spin off its investment bank, bank of america will review options for merrill lynch. behind these walls, citigroup's ininvestment bank will shrink considerably, focusing on top traders and deal makers. if that deal market returns as well as valuations, citi could sell all of its crisis-tinged bad bank citi holdings. about th